O
Onward&Upwards
Hi
I'm picking up my ex demonstrator T6 Beach this week after contemplating buying one for several years and weighing up all the options. One thing I hadn't anticipated was how difficult it would be to get the vehicle insured, Have spent a great deal of today ringing round and discovered that because I need business use occasionally that it has been near impossible to get it insured, All the companies mentioned on the forums eg. Comfort, Safeguard, Scenic, CCC couldn't provide me with a quote, Eventually I rang the VW dealer who put me in touch with an insurer who again couldn't provide motorhome insurance with business use, There was a lot of discussion also as to whether the Beach is a motorhome as it doesn't has a kitchen. I have eventually managed to get a quote from Adrian Flux who can provide business use but I have to have a tracker fitted first and until I do its not covered for theft. The company who fit the trackers have advised they could fit it within about three weeks so not really an option. Direct Line said they would provide cover but not for the fittings inside or the pop up roof so again not really an option. I now have a quote from LV in excess of £500 which has business use and I have confirmed over the phone that they are aware what time of type of vehicle it is and that the awning and pop top were covered. However, the personal belongings cover is minimal. Does anyone have experience of LV insurance or got any further suggestions for me as I cant believe it is this difficult to insure? I've been tearing my hair out today
I'm picking up my ex demonstrator T6 Beach this week after contemplating buying one for several years and weighing up all the options. One thing I hadn't anticipated was how difficult it would be to get the vehicle insured, Have spent a great deal of today ringing round and discovered that because I need business use occasionally that it has been near impossible to get it insured, All the companies mentioned on the forums eg. Comfort, Safeguard, Scenic, CCC couldn't provide me with a quote, Eventually I rang the VW dealer who put me in touch with an insurer who again couldn't provide motorhome insurance with business use, There was a lot of discussion also as to whether the Beach is a motorhome as it doesn't has a kitchen. I have eventually managed to get a quote from Adrian Flux who can provide business use but I have to have a tracker fitted first and until I do its not covered for theft. The company who fit the trackers have advised they could fit it within about three weeks so not really an option. Direct Line said they would provide cover but not for the fittings inside or the pop up roof so again not really an option. I now have a quote from LV in excess of £500 which has business use and I have confirmed over the phone that they are aware what time of type of vehicle it is and that the awning and pop top were covered. However, the personal belongings cover is minimal. Does anyone have experience of LV insurance or got any further suggestions for me as I cant believe it is this difficult to insure? I've been tearing my hair out today